Money Watch

Bankruptcy

Utah Bankruptcy: What Will Happen to My Joint Property?

If you own a property with someone else, filing for bankruptcy could impact your co-owners. However, the exact impact would depend on who your co-owners are, the state laws, whether you’re filing for a Chapter 13 of Chapter 7, and if the joint property is exempt or not. In general, a majority of your assets might […]

finance

3 Things to Remember When Buying a Home

Home buying can be pretty complicated because a house is one of the biggest purchases you’ll make in this lifetime. That’s why you need to be sure about every decision you’ll make, lest you find yourself regretting your purchase after only a few years. If you don’t think things over and assess your priorities, you won’t […]

Choosing Home Loan

Which One? Deciding on the Right Mortgage for You

If you’re like most homebuyers, you would probably pick a 30-year mortgage term, then decide between a fixed-rate and adjustable interest rate. With a fixed-rate, the interest remains the same throughout the life of the loan. With an adjustable rate, however, the rate stays the same for a specific period, then changes depending on the […]

finance

Before Shopping for a House, Shop for the Right Mortgage Deal

One of the most important parts of buying a house actually takes place before the actual shopping—or at least that’s how it’s supposed to happen. That part is getting pre-approved for a mortgage. Once you get pre-approved by a lender, you have more knowledge about where to look, what kind of houses to shortlist, how […]

finance

Financial Decisions That Can Affect Your Mortgage Approval

Now that you’ve set your sights on buying your own home, you must also be aware of possible issues that can prevent your mortgage approval. Your application can be rejected due to certain decisions during your loan’s processing. Read on to know more about possible critical actions that can negatively affect your application’s approval. Maxing […]

fully functional website Fully Functional Website In Melbourne

How You Can Finally Benefit from Your Old, Useless Website

There is no point in having a website if it doesn’t work, doesn’t rank, and people don’t even know it’s there. If they happen to find your website, it’s so useless that they are frustrated instead of helped by it. The importance of having a fully functional website cannot be stressed enough in terms of […]

HARP Loan September 2017

Want a HARP Loan? You Only Have Until September 2017 to Get One

To many people affected by the housing market crash of the early 2000s, the Home Affordable Refinance Program (HARP) is music to their ears. HARP allows homeowners who are paying mortgages on houses that have lost their value to refinance it to more affordable terms. The lower rate mortgage allows them to pay for the […]

Boring Workplace

All Work and No Play? Spicing Up a Boring Workplace

Eight to nine hours a day, five days a week – most of the working population spend it in their workplace. It is essential that an office provides a happy and comfortable atmosphere where employees can thrive productively. To avoid a boring and stressful environment at work, organisational psychologists shared the factors that have an […]

online entrepreneurs

Full Circle: Online Entrepreneurs are Taking Back Actual Retail Space

Retail entrepreneurs are now rethinking their business strategy, a testament to how things are changing to accommodate both online and offline efforts. When the Internet retail boom hit, everyone followed a singular advice: take your retail business online. Going Online True enough, those that had a brick and mortar setup soon began hiring web developers […]

good office design

Out-of-the-Box: How to Create an Office for the Next Generation

The next generation of workers is Generation Z, people born between 1994 and 2010. Gen Z, or at least 41% prefers working in a corporate environment, with a collaborative space. The next generation of employees is also tech savvy and expects offices to embrace social media, but retain in-person communication. Why do you need to […]